Maryland Paycheck Calculator 2026
Maryland uses graduated income-tax brackets, applied here to annualized wages after the state's standard deduction and exemptions. Federal withholding follows the IRS Publication 15-T percentage method — the one payroll systems use. Everything is computed in your browser; nothing you type is sent anywhere.
Works offline — your inputs never leave this device. How that works
Estimate only, and deliberately incomplete: it shows the STATE portion of Maryland withholding, not the county portion. It annualizes your pay, subtracts the $3,400 percentage-method standard deduction and $3,200 for each exemption, and applies Maryland's state rate schedule. Because Maryland's county income tax adds roughly 2.25% to 3.30% on the same income, your real paycheck deduction will be materially larger than this figure. Use the Comptroller of Maryland's own withholding calculator, which includes your county, for an official figure. Local taxes (Maryland's county income tax is a large share of a Maryland paycheck and it is NOT included in the figure above. For 2026 the Comptroller groups county rates into brackets of 2.25%, 2.40%, 2.65%, 2.75%, 3.00%, 3.05%, 3.10%, 3.20% and 3.30%, applied to the same taxable income as the state tax and based on where you live. Anne Arundel and Frederick counties use graduated local rates rather than a single rate. Look up your own county's rate — nothing local is computed here.) are not included.
Check against Maryland’s own withholding tables ↗
- Taxable: $65,000 − $3,400 deductions − $3,200 exemptions = $58,400
- Bracket schedule → $2,774/year
- Local taxes: Maryland's county income tax is a large share of a Maryland paycheck and it is NOT included in the figure above. For 2026 the Comptroller groups county rates into brackets of 2.25%, 2.40%, 2.65%, 2.75%, 3.00%, 3.05%, 3.10%, 3.20% and 3.30%, applied to the same taxable income as the state tax and based on where you live. Anne Arundel and Frederick counties use graduated local rates rather than a single rate. Look up your own county's rate — nothing local is computed here. (not computed here)
- Estimate only, and deliberately incomplete: it shows the STATE portion of Maryland withholding, not the county portion. It annualizes your pay, subtracts the $3,400 percentage-method standard deduction and $3,200 for each exemption, and applies Maryland's state rate schedule. Because Maryland's county income tax adds roughly 2.25% to 3.30% on the same income, your real paycheck deduction will be materially larger than this figure. Use the Comptroller of Maryland's own withholding calculator, which includes your county, for an official figure.
Verified 2026-07-31 against IRS Publication 15-T (2026), Federal Income Tax Withholding Methods — section 1, Worksheet 1A and the 2026 Annual Percentage Method Tables for Automated Payroll Systems; FICA rates and wage base from IRS Publication 15 (2026) (effective 2026-01-01)
Verified 2026-07-31 against Comptroller of Maryland — 2026 Maryland Employer Withholding Guide (percentage method: $3,400 standard deduction, $3,200 exemption value, 4.75% withholding floor), read with Maryland Withholding Tax Facts, January 2026 – December 2026 (COM RAD 098, Rev. 12/25) for the state rate schedules (effective 2026-01-01)
Estimate only — not legal, tax, or financial advice. Only Maryland's revenue agency can determine your actual amounts.
How this estimate is built
Estimate only, and deliberately incomplete: it shows the STATE portion of Maryland withholding, not the county portion. It annualizes your pay, subtracts the $3,400 percentage-method standard deduction and $3,200 for each exemption, and applies Maryland's state rate schedule. Because Maryland's county income tax adds roughly 2.25% to 3.30% on the same income, your real paycheck deduction will be materially larger than this figure. Use the Comptroller of Maryland's own withholding calculator, which includes your county, for an official figure.
Local taxes (Maryland's county income tax is a large share of a Maryland paycheck and it is NOT included in the figure above. For 2026 the Comptroller groups county rates into brackets of 2.25%, 2.40%, 2.65%, 2.75%, 3.00%, 3.05%, 3.10%, 3.20% and 3.30%, applied to the same taxable income as the state tax and based on where you live. Anne Arundel and Frederick counties use graduated local rates rather than a single rate. Look up your own county's rate — nothing local is computed here.) exist in Maryland and are not computed here.
Maryland’s official withholding guidance ↗Maryland paycheck questions
How much is taken out of a paycheck in Maryland?
Federal income tax comes out under the IRS Publication 15-T percentage method, along with Social Security at 6.2% and Medicare at 1.45%. Maryland uses graduated income-tax brackets, applied here to annualized wages after the state's standard deduction and exemptions. Enter your gross pay above for an estimate of the total.
What is the Maryland income tax rate for 2026?
Maryland uses graduated income-tax brackets, applied here to annualized wages after the state's standard deduction and exemptions. The figure was transcribed from Comptroller of Maryland — 2026 Maryland Employer Withholding Guide (percentage method: $3,400 standard deduction, $3,200 exemption value, 4.75% withholding floor), read with Maryland Withholding Tax Facts, January 2026 – December 2026 (COM RAD 098, Rev. 12/25) for the state rate schedules and verified on 2026-07-31. Because withholding tables and annual calculations differ slightly, treat the result as an estimate and check it against the state's own table.
Why does this differ from my actual pay stub?
Two reasons. Pre-tax items — retirement contributions, health premiums, HSA deductions — reduce taxable pay and are not modelled here. And this uses an annualized approximation of the state's schedule rather than the exact withholding tables your employer's payroll system uses, which is disclosed on every result.
Are local taxes included in the Maryland estimate?
No. Maryland's county income tax is a large share of a Maryland paycheck and it is NOT included in the figure above. For 2026 the Comptroller groups county rates into brackets of 2.25%, 2.40%, 2.65%, 2.75%, 3.00%, 3.05%, 3.10%, 3.20% and 3.30%, applied to the same taxable income as the state tax and based on where you live. Anne Arundel and Frederick counties use graduated local rates rather than a single rate. Look up your own county's rate — nothing local is computed here. appear in Maryland but vary by locality, so they are disclosed rather than computed. Your city or county revenue office publishes the applicable rate.
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