Severance & Layoffs
Laid off or expecting it? Estimate severance value and the taxes withheld from it, COBRA health-coverage costs, WARN Act 60-day notice rights, and final-paycheck deadlines in your state — with a runway planner that puts severance, unemployment, and health coverage on one timeline.
Severance Pay Calculator 2026
Estimate what a severance package is worth before and after tax. Enter weekly pay, years of service, and the employer’s weeks-per-year formula to see the gross amount, the 22% federal supplemental withholding, Social Security and Medicare, and the net that actually lands in your account.
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COBRA Cost Calculator 2026
Estimate what continuing your employer health plan under COBRA would cost. Plans may charge up to 102% of the full premium, so this starts from Box 12 code DD on your W-2 — the total cost of your coverage — and shows the monthly premium and the full-period total.
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Layoff Runway Planner
Put the whole layoff picture on one timeline: severance after withholding, unemployment benefits for your state, COBRA premiums, and monthly expenses. The planner shows how many months the money covers, when each source runs out, and exports the deadlines to your calendar.
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WARN Act Notice Requirements by State 2026
How much advance notice a mass layoff or plant closing requires: the federal WARN Act’s 60-day rule and employer thresholds, plus every state that adds its own notice law — with the notice period, what each law covers, and the statute it comes from.
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Does Severance Affect Unemployment? State-by-State
Some states ignore severance entirely when you claim unemployment; others reduce or delay benefits for the weeks it covers. Pick your state to see its agency’s own published rule, quoted with the source, and how every verified state groups on the question.
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WARN Act Back Pay Calculator
If a mass layoff gave less notice than the law required, WARN provides back pay and benefits for each day of the shortfall, up to the notice period. Estimate the gap using the federal 60-day rule and your state’s own period, whichever is longer.
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Final Paycheck Laws by State 2026 — When Is It Due?
When does a last paycheck have to arrive? Pick your state and whether you were let go or resigned to see that state’s own deadline, whether accrued vacation must be paid out, and the statute it comes from — an estimate of timing, with the source linked.
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Severance Agreement Deadline Calculator (OWBPA)
Workers 40 and older get statutory time to consider a severance agreement waiving age-discrimination claims: 21 days individually, 45 days in a group layoff, plus 7 days to revoke after signing. Enter the date the offer arrived to map those windows and export them to a calendar.
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